Everything Home Insurance » Uncategorized

The Land Beneath Your Feet

Administrator — Sun, 08 Mar 2009 16:45:26 +0000

Is always in constant movement as everybody knows, earthquakes and other hidden dangers right under your feet are quite difficult to detect and fix should they manifest themselves ever so lightly. proper land surveys are made and updated as structures are built onto previously vacant lots to give homeowners an idea of the health of the land beneath your feet. Most damage from earthquakes come many years after the incident as the land settles and takes it’s new form.
For earthquake prone areas, there is a constant need for reviewing of the land use and seismic activities for a crack that you find today can be the result of land settling and shifting form an earthquake a few months or years back. In these areas, insurance providers often offer packages for such earthquake insurance but they don;t come cheap

Retirement means moving to a new house.

editor — Thu, 08 May 2008 15:51:13 +0000

by: Christine Zafra

When you are nearing your old age, normally you tend to look for a new house and relocate. Retirement is nearing and your pension seems to be smaller than what your living expenses amount to. Also, living in the city makes you retire penniless.

In fact, according to studies, 31 percent of all the retiring professionals (soon to retire) are planning ahead to move in to another house once they get their retirement. If we are to compare this with the other data, only about 8 percent think about moving in to another house only after they retire.

Photo taken from http://images.jupiterimages.com

House security alert!

editor — Tue, 06 May 2008 15:37:01 +0000

by: Christine Zafra

An experiment conducted by Zurich Insurance proved that homes nowadays are so easy to break in. According to the data gathered, almost 10 percent of the total interviewed households (n=1000) have had their homes burglared. When Zurich tried to experiment with the 1000 houses, they were able to open 2/3 of the houses in a span of 15 minutes. What’s more disturbing is that a much higher percentage (28%) of the houses were opened in less than 5 minutes. If this is the state of house security locks in today’s houses, burglars can surely victimize a lot of households if they don’t check and double check their locks.

Photo taken from http://images.jupiterimages.com

Variable Options in Cover Insurance

Administrator — Mon, 10 Mar 2008 02:35:32 +0000

There are number of add-on a choice exists in addition to a typical contents insurance policy. These include:

• New for old replacement cover – This substitutes items with equivalent new versions at today’s prices.
• All risks cover – insured items that are taken outside your home. These items are usually specified individually, such as jewelries, mobile phones, etc.
• Legal cover – insures to pays for court costs.
• Freezer contents cover – insures for a fixed amount should the food in the fridge once it become inedible.
• Sports equipment cover – insured equipments such as golf clubs, squash racquets. But these will not be covered while in use.
• Garden equipment cover – cover up against theft from a garden shed.