Home Insurance Home Truths 1
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Purchasing a house is undoubtedly one of the biggest investments that people make and to safeguard that investment, you purchase a homeowner’s insurance. Typically, homeowners insurance policies will cover the destruction of your house-and the many things in it, due to theft, smoke, fire and lightning, ice and snow and frozen plumbing. It also gives coverage for liability claims, medical payments to third parties, and legal costs if charges are made against you. Do examine the fine print of your policy before you suffer any loss. Many homeowners get the shock of their lives when they find out that most insurance providers do not include destruction caused by war, nuclear accidents, flood, earthquake and acts of terrorism. However, you can buy special policies or endorsements to include these events.